
How the Challenge Works

Start the Quiz
Answer a few fun, simple questions about your current plan and situation.

Sherlock Sam Investigates
Our friendly virtual detective, Sherlock Sam, analyzes your responses using expert logic.

Get Your Insights
See instantly if you’re likely overpaying — and what to do next.

Why Take the Challenge?
Uncover Potential Savings
Find out if you’re paying too much for your coverage.
Quick & Easy
The Sherlock Sam AI quiz takes just 60 seconds to complete.
Personalized Insights
Get results tailored to your specific situation.
Completely Free
No cost, no obligation. Just valuable information.
Most Americans are wasting thousands on the wrong health insurance plan! Are you one of them?
Take the Challenge and uncover what your policy isn’t telling you.👋 Meet the Brains Behind the Mystery
Sherlock Sam
Every great case needs a sharp mind behind the magnifying glass.
Sherlock Sam is your friendly virtual health insurance detective, designed to guide you through a quick but revealing investigation into your current coverage. With a playful touch and an eagle eye for hidden costs, Sherlock Sam helps uncover clues that might show you’re overpaying — all in less than 60 seconds.


Detective Halloum
But the real mastermind is Detective Sam Halloum — a seasoned health insurance expert with over 20 years of experience solving the trickiest of coverage mysteries. Known as The Health Insurance Detective, Sam is here to turn confusion into clarity and guide you toward a plan that truly fits.
Think of Sherlock Sam as the playful sidekick who cracks open the case — and Detective Halloum as the expert who helps you solve it for good. 🕵️♂️
What Challengers Are Saying
“This made something super confusing feel easy. Sherlock Sam broke it all down in a way that finally made sense.”
“The quiz was quick, fun, and shockingly helpful. I thought I had decent coverage—turns out I was missing key benefits.”
“So simple to use. Finally understand if my plan is right for me. Highly recommend!”
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