Helping You Find The Perfect Health Insurance Plan
Confused about Health Insurance?
Not sure where to start?
Don’t worry! I’m here to help! My passion is educating people on how the different health plans work so they can make the best decision for themselves as well as their family. I also like to make sure my client know how to use the plan they chose so I don’t disappear after we pick your plan. I actually come with the plan! You will have access to me on the same phone number my family members reach me and I’m always available to help you going forward
Frequently Asked Questions
What Does Health Insurance Cover?
Health insurance can cover a variety of things, from your regular checkups and family care to your major medical expenses. The types of services that are covered will vary with different healthcare providers and plan types, so it is important to determine your needs before buying a specific health insurance plan
How Does Health Insurance Work?
Health insurance can help you pay for your regular healthcare costs as well as your major medical expenses, depending on the type of plan you choose. You will pay a premium of some kind, based on your plan and coverage, whether you get your health insurance through your employer or privately. Depending on your type of plan, you may have co-pays, deductibles and coinsurance.
Why Is Health Insurance So Important?
Health insurance helps you to manage the costs of your family’s care, including regular doctor’s visits and unexpected illnesses and injuries.
Just one serious illness, or an emergency procedure can have dire consequences for your financial portfolio if you aren’t insured properly. Health insurance coverage may seem expensive, but if you compare your premiums to the cost of surgery and other medical procedures out of pocket, there’s no question that healthcare insurance premiums are far lower in cost.
What Does Health Insurance Cost?
The cost of health insurance depends on several factors. Costs vary based on your plan type, whether you have insurance through an employer or private insurer, what state you live in, and how much of the insurance you cover. Additionally, if you purchase your coverage through the healthcare exchange, you may qualify for government subsidies based on your household income.
How do I Get Health Insurance?
When you begin to search for health insurance, you can look on the private market or through your state’s healthcare exchange. For those who are new to the process, it can be overwhelming. Start by assessing your needs. If you’re prone to illness, play high impact sports, or have a risky profession, it may be better to have a lower deductible plan rather than one with a high deductible. That’s when a Licensed Health Insurance can help. They will look at all your options and make suggestion so you can make an education decision.