Last updated: 5/6/2025
Welcome to SamHalloum.com, home of the Great Health Insurance Detective Challenge and the Missing Money Mystery Call. These Terms & Conditions (“Terms”) govern your use of our website, services, and content. By accessing or using our site or booking a call, you agree to these Terms. If you do not agree, please do not use our services.
1. Who We Are
This website is operated by Sam Halloum and our team of independent licensed health insurance agents. Our services include:
- Health insurance consultations
- Educational quizzes and lead forms
- The Missing Money Mystery Call with Detective Halloum
- The Great Health Insurance Detective Challenge
- Content, tools, and digital experiences designed to help you better understand your health insurance options
2. Eligibility
You must be:
- At least 18 years old
- A resident of the United States (unless otherwise noted)
- Legally able to enter into a binding contract
3. No Guarantees or Financial Advice
The content we provide is for educational and informational purposes only. While we aim to help you save money or improve your insurance coverage, we cannot guarantee specific results, savings, or plan eligibility.
We do not provide legal, tax, or investment advice.
4. Use of Our Website & Services
You agree not to:
- Use our site or forms for any unlawful or misleading purpose
- Misrepresent your identity or submit false information
- Interfere with the operation or security of the site
- Copy, reproduce, or resell our content without permission
5. Bookings & Communications
When you book a consultation:
- You agree to provide accurate contact information (we will call the number you provide)
- You may receive reminders via email or SMS before your appointment
- If you need to cancel or reschedule, please let us know as soon as possible
6. Intellectual Property
All content on this site — including graphics, videos, quiz questions, branding, and language — is owned or licensed by Sam Halloum. You may not copy, reproduce, or use our content without permission.
7. Privacy
We care about your privacy. Please refer to our Privacy Policy (link to your actual privacy policy page) for full details on how we handle your personal data.
8. Third-Party Tools & Integrations
We may use third-party services (like TidyCal, SwipeOne, and email platforms) to schedule calls and manage communications. We are not responsible for the terms or privacy practices of those services. You should review their policies if you have questions.
9. Termination
We reserve the right to terminate access to our services for any user who violates these Terms, engages in fraud, or abuses our team or tools.
10. Limitation of Liability
We do our best to ensure accurate and helpful information, but we are not liable for:
- Errors, inaccuracies, or outdated content
- Missed appointments or technical issues with third-party tools
- Any loss, damage, or injury resulting from the use of our site or services
Use of our site and services is at your own risk.
11. Changes to These Terms
We may update these Terms at any time. If we do, we’ll post the new version here. Your continued use of the site after any changes means you accept the new Terms.
12. Contact Us
If you have questions or need help, please contact:
Sam Halloum
Email: sam@samhalloum.com
Website: https://www.SamHalloum.com